Lender profile · HMDA 2023–2025
Heritage Bank, Inc. mortgage approval rates & lending data
Heritage Bank, Inc. decided 310 mortgage applications and funded 274 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 33 / 34 | 100% | $365K | 33 |
| Home improvement loans | 67% | 43 / 64 | 98% | $65K | 42 |
| Refinance | 92% | 133 / 145 | 100% | $155K | 133 |
| Investment property purchase | 100% | 46 / 46 | 100% | $135K | 46 |
Heritage Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 90% | $155K | 229 | 206 |
| Ohio | 83% | $175K | 77 | 64 |
| Florida | 100% | $435K | 3 | 3 |
| South Carolina | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.