Lender profile · HMDA 2023–2025
Hills Bank and Trust Company mortgage approval rates & lending data
Hills Bank and Trust Company decided 6,496 mortgage applications and funded 6,016 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 3,704 / 3,733 | 97% | $225K | 3,601 |
| Home improvement loans | 82% | 507 / 618 | 95% | $45K | 482 |
| Cash-out refinance | 97% | 92 / 95 | 98% | $185K | 90 |
| Refinance | 89% | 457 / 512 | 97% | $125K | 444 |
| Investment property purchase | 99% | 1,271 / 1,282 | 93% | $135K | 1,183 |
| Investment refinance | 81% | 103 / 127 | 95% | $115K | 98 |
| Investment home improvement | 93% | 112 / 120 | 98% | $105K | 110 |
Hills Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 96% | $225K | 6,488 | 6,009 |
| Arizona | 100% | $445K | 4 | 4 |
| Florida | 100% | $395K | 3 | 3 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.