Lender profile · HMDA 2023–2025
Homeowners Financial Group USA, LLC mortgage approval rates & lending data
Homeowners Financial Group USA, LLC decided 10,260 mortgage applications and funded 9,645 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 8,152 / 8,592 | 100% | $365K | 8,133 |
| Home improvement loans | 86% | 434 / 505 | 100% | $335K | 433 |
| Refinance | 93% | 353 / 380 | 100% | $485K | 352 |
| Investment property purchase | 94% | 575 / 610 | 100% | $315K | 575 |
| Investment refinance | 94% | 50 / 53 | 100% | $425K | 50 |
| Investment home improvement | 85% | 98 / 115 | 100% | $225K | 98 |
Homeowners Financial Group USA, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $425K | 2,451 | 2,365 |
| Georgia | 93% | $365K | 2,137 | 1,991 |
| Florida | 90% | $335K | 1,982 | 1,785 |
| California | 96% | $455K | 1,384 | 1,324 |
| Minnesota | 95% | $185K | 623 | 591 |
| South Carolina | 92% | $265K | 459 | 421 |
| Texas | 97% | $425K | 299 | 291 |
| Colorado | 97% | $555K | 257 | 250 |
| North Carolina | 98% | $275K | 171 | 168 |
| Alabama | 86% | $295K | 157 | 135 |
| Alaska | 99% | $365K | 150 | 145 |
| Washington | 98% | $555K | 43 | 41 |
| Iowa | 93% | $135K | 28 | 26 |
| Tennessee | 85% | $385K | 27 | 23 |
| Oregon | 100% | $275K | 13 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.