Lender profile · HMDA 2023–2025
HomeTrust Bank mortgage approval rates & lending data
HomeTrust Bank decided 3,190 mortgage applications and funded 2,529 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 1,426 / 1,617 | 98% | $285K | 1,403 |
| Home improvement loans | 56% | 190 / 338 | 96% | $105K | 183 |
| Cash-out refinance | 67% | 43 / 64 | 100% | $285K | 43 |
| Refinance | 77% | 749 / 969 | 98% | $255K | 731 |
| Investment property purchase | 92% | 130 / 142 | 99% | $305K | 129 |
| Investment refinance | 66% | 25 / 38 | 100% | $275K | 25 |
HomeTrust Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 80% | $315K | 1,480 | 1,171 |
| California | 85% | $435K | 544 | 452 |
| Florida | 83% | $115K | 266 | 209 |
| South Carolina | 76% | $335K | 199 | 150 |
| Tennessee | 70% | $195K | 162 | 110 |
| Washington | 86% | $375K | 115 | 98 |
| Oregon | 90% | $165K | 101 | 90 |
| Georgia | 72% | $275K | 79 | 56 |
| Arizona | 80% | $205K | 74 | 58 |
| Utah | 82% | $215K | 56 | 45 |
| Colorado | 73% | $345K | 33 | 24 |
| Nevada | 83% | $205K | 30 | 25 |
| Idaho | 83% | $195K | 18 | 13 |
| Virginia | 100% | $495K | 11 | 11 |
| Delaware | 88% | $205K | 8 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.