Lender profile · HMDA 2023–2025
Hometrust Mortgage Company mortgage approval rates & lending data
Hometrust Mortgage Company decided 1,863 mortgage applications and funded 1,649 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,499 / 1,664 | 100% | $305K | 1,493 |
| Cash-out refinance | 84% | 43 / 51 | 98% | $245K | 42 |
| Refinance | 63% | 32 / 51 | 100% | $245K | 32 |
| Investment property purchase | 86% | 70 / 81 | 100% | $225K | 70 |
Hometrust Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 89% | $295K | 1,203 | 1,066 |
| New Mexico | 90% | $305K | 498 | 443 |
| Alabama | 82% | $265K | 91 | 74 |
| Florida | 94% | $225K | 52 | 49 |
| Mississippi | 100% | $185K | 7 | 7 |
| Louisiana | 75% | $115K | 4 | 3 |
| Michigan | 100% | $295K | 4 | 4 |
| Georgia | 50% | $575K | 2 | 1 |
| Colorado | 100% | $485K | 1 | 1 |
| Oklahoma | 100% | $265K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.