Lender profile · HMDA 2023–2025
Honda mortgage approval rates & lending data
Honda decided 825 mortgage applications and funded 649 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 161 / 179 | 100% | $215K | 161 |
| Home improvement loans | 85% | 74 / 87 | 100% | $55K | 74 |
| Cash-out refinance | 80% | 395 / 496 | 100% | $75K | 395 |
| Refinance | 16% | 7 / 44 | 71% | $145K | 5 |
Honda lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 83% | $65K | 370 | 305 |
| California | 75% | $155K | 142 | 106 |
| Alabama | 77% | $55K | 106 | 82 |
| North Carolina | 81% | $65K | 54 | 43 |
| Georgia | 81% | $145K | 36 | 29 |
| South Carolina | 75% | $125K | 32 | 24 |
| Indiana | 67% | $85K | 27 | 18 |
| Texas | 67% | $265K | 12 | 8 |
| Florida | 44% | $165K | 9 | 4 |
| Arizona | 88% | $455K | 8 | 7 |
| Colorado | 75% | $195K | 4 | 3 |
| Louisiana | 67% | $55K | 3 | 2 |
| Kentucky | 100% | $195K | 2 | 2 |
| Minnesota | 100% | $215K | 2 | 2 |
| Mississippi | 100% | $145K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.