Lender profile · HMDA 2023–2025
Horicon Bank mortgage approval rates & lending data
Horicon Bank decided 587 mortgage applications and funded 537 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 267 / 283 | 99% | $225K | 264 |
| Home improvement loans | 79% | 30 / 38 | 100% | $35K | 30 |
| Cash-out refinance | 84% | 57 / 68 | 98% | $115K | 56 |
| Refinance | 82% | 33 / 40 | 100% | $155K | 33 |
| Investment property purchase | 99% | 102 / 103 | 97% | $165K | 99 |
| Investment refinance | 100% | 52 / 52 | 100% | $95K | 52 |
Horicon Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 93% | $165K | 585 | 535 |
| Florida | 100% | $405K | 1 | 1 |
| Illinois | 100% | $215K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.