Lender profile · HMDA 2023–2025
IAA Credit Union mortgage approval rates & lending data
IAA Credit Union decided 260 mortgage applications and funded 252 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 155 / 157 | 100% | $205K | 155 |
| Cash-out refinance | 96% | 51 / 53 | 100% | $115K | 51 |
| Refinance | 87% | 27 / 31 | 100% | $175K | 27 |
IAA Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $205K | 201 | 194 |
| Georgia | 90% | $245K | 10 | 9 |
| Florida | 100% | $235K | 9 | 9 |
| Arizona | 100% | $345K | 6 | 6 |
| Indiana | 100% | $335K | 5 | 5 |
| Missouri | 100% | $155K | 5 | 5 |
| Oregon | 100% | $545K | 4 | 4 |
| Tennessee | 100% | $275K | 4 | 4 |
| Iowa | 100% | $195K | 2 | 2 |
| Kentucky | 100% | $135K | 2 | 2 |
| Nevada | 100% | $345K | 2 | 2 |
| North Carolina | 100% | $555K | 2 | 2 |
| Wisconsin | 100% | $195K | 2 | 2 |
| Colorado | 100% | $805K | 1 | 1 |
| Idaho | 100% | $315K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.