Lender profile · HMDA 2023–2025
Independent Bank (Tennessee) mortgage approval rates & lending data
Independent Bank (Tennessee) decided 401 mortgage applications and funded 343 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 254 / 287 | 98% | $265K | 250 |
| Investment property purchase | 94% | 48 / 51 | 98% | $115K | 47 |
Independent Bank (Tennessee) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 87% | $265K | 337 | 291 |
| Mississippi | 88% | $295K | 40 | 34 |
| Alabama | 67% | $425K | 3 | 2 |
| Arkansas | 67% | $215K | 3 | 2 |
| Florida | 100% | $245K | 3 | 3 |
| Georgia | 33% | $455K | 3 | 1 |
| North Carolina | 67% | $265K | 3 | 2 |
| South Carolina | 100% | $305K | 3 | 3 |
| Texas | 100% | $45K | 2 | 2 |
| Illinois | 100% | — | 1 | 0 |
| Louisiana | 100% | $725K | 1 | 1 |
| Minnesota | 100% | $725K | 1 | 1 |
| Wisconsin | 100% | $365K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.