Lender profile · HMDA 2023–2025
Indiana University Credit Union mortgage approval rates & lending data
Indiana University Credit Union decided 2,636 mortgage applications and funded 2,146 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 547 / 616 | 98% | $275K | 536 |
| Home improvement loans | 93% | 241 / 260 | 99% | $65K | 238 |
| Cash-out refinance | 80% | 845 / 1,051 | 98% | $65K | 832 |
| Refinance | 36% | 89 / 245 | 99% | $125K | 88 |
| Investment property purchase | 98% | 145 / 148 | 97% | $125K | 141 |
| Investment cash-out refinance | 96% | 112 / 117 | 100% | $135K | 112 |
| Investment refinance | 100% | 184 / 184 | 100% | $145K | 184 |
Indiana University Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 83% | $125K | 2,627 | 2,139 |
| Illinois | 100% | $45K | 7 | 6 |
| Kentucky | 100% | $105K | 1 | 1 |
| Ohio | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.