Lender profile · HMDA 2023–2025
Integrity Home Mortgage Corporation mortgage approval rates & lending data
Integrity Home Mortgage Corporation decided 5,452 mortgage applications and funded 4,733 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,488 / 4,670 | 91% | $275K | 4,083 |
| Cash-out refinance | 93% | 196 / 210 | 89% | $225K | 175 |
| Refinance | 95% | 164 / 173 | 86% | $315K | 141 |
| Investment property purchase | 94% | 304 / 325 | 90% | $215K | 273 |
| Investment cash-out refinance | 91% | 52 / 57 | 87% | $155K | 45 |
Integrity Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 97% | $285K | 1,599 | 1,401 |
| West Virginia | 96% | $275K | 1,118 | 971 |
| Virginia | 97% | $325K | 684 | 618 |
| Pennsylvania | 96% | $225K | 583 | 498 |
| Texas | 91% | $285K | 493 | 413 |
| South Carolina | 95% | $275K | 457 | 385 |
| Maryland | 97% | $245K | 412 | 358 |
| Florida | 86% | $305K | 58 | 46 |
| Minnesota | 100% | $275K | 15 | 12 |
| Georgia | 100% | $305K | 6 | 6 |
| Alabama | 100% | $155K | 4 | 4 |
| Colorado | 75% | $415K | 4 | 3 |
| Delaware | 100% | $335K | 4 | 4 |
| Tennessee | 100% | $515K | 4 | 3 |
| Missouri | 100% | $255K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.