Lender profile · HMDA 2023–2025
Intercoastal Mortgage, LLC mortgage approval rates & lending data
Intercoastal Mortgage, LLC decided 7,200 mortgage applications and funded 6,303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 6,193 / 6,318 | 89% | $545K | 5,529 |
| Cash-out refinance | 95% | 155 / 163 | 91% | $365K | 141 |
| Refinance | 100% | 231 / 232 | 90% | $605K | 208 |
| Investment property purchase | 97% | 397 / 410 | 91% | $365K | 361 |
| Investment cash-out refinance | 97% | 38 / 39 | 89% | $255K | 34 |
| Investment refinance | 100% | 33 / 33 | 79% | $325K | 26 |
Intercoastal Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $595K | 3,728 | 3,421 |
| North Carolina | 99% | $325K | 1,316 | 1,043 |
| Maryland | 98% | $515K | 626 | 559 |
| South Carolina | 96% | $375K | 365 | 268 |
| West Virginia | 97% | $245K | 362 | 318 |
| District of Columbia | 98% | $545K | 254 | 222 |
| Florida | 93% | $445K | 169 | 138 |
| Tennessee | 94% | $295K | 136 | 120 |
| Pennsylvania | 93% | $255K | 55 | 50 |
| Texas | 98% | $465K | 45 | 40 |
| Ohio | 98% | $295K | 44 | 38 |
| Georgia | 100% | $415K | 40 | 36 |
| Colorado | 95% | $395K | 19 | 16 |
| Delaware | 100% | $295K | 15 | 14 |
| Alabama | 100% | $445K | 9 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.