Lender profile · HMDA 2023–2025
Interra Credit Union mortgage approval rates & lending data
Interra Credit Union decided 2,107 mortgage applications and funded 1,691 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 563 / 642 | 97% | $215K | 546 |
| Home improvement loans | 75% | 529 / 702 | 96% | $55K | 509 |
| Cash-out refinance | 81% | 132 / 162 | 98% | $125K | 130 |
| Refinance | 84% | 420 / 498 | 97% | $65K | 409 |
| Investment property purchase | 94% | 59 / 63 | 100% | $175K | 59 |
Interra Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 83% | $65K | 2,082 | 1,671 |
| Florida | 91% | $355K | 11 | 10 |
| Michigan | 60% | $45K | 10 | 6 |
| Colorado | 100% | $385K | 1 | 1 |
| Kentucky | 100% | $115K | 1 | 1 |
| North Carolina | 100% | $335K | 1 | 1 |
| Ohio | 100% | $125K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.