Lender profile · HMDA 2023–2025
IQ Credit Union mortgage approval rates & lending data
IQ Credit Union decided 2,526 mortgage applications and funded 1,965 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 356 / 396 | 90% | $305K | 319 |
| Home improvement loans | 80% | 1,347 / 1,688 | 97% | $95K | 1,312 |
| Cash-out refinance | 93% | 127 / 137 | 91% | $205K | 116 |
| Refinance | 84% | 131 / 156 | 93% | $135K | 122 |
| Investment property purchase | 83% | 30 / 36 | 90% | $215K | 27 |
| Investment home improvement | 60% | 54 / 90 | 94% | $85K | 51 |
IQ Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 82% | $95K | 2,293 | 1,790 |
| Oregon | 78% | $95K | 232 | 175 |
| California | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.