Lender profile · HMDA 2023–2025
Ixonia Bank mortgage approval rates & lending data
Ixonia Bank decided 17,713 mortgage applications and funded 16,372 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 14,173 / 14,801 | 97% | $265K | 13,791 |
| Cash-out refinance | 90% | 727 / 804 | 95% | $295K | 692 |
| Refinance | 95% | 629 / 665 | 96% | $285K | 606 |
| Investment property purchase | 93% | 1,091 / 1,176 | 97% | $195K | 1,059 |
| Investment cash-out refinance | 85% | 121 / 143 | 98% | $185K | 118 |
| Investment refinance | 90% | 76 / 84 | 100% | $165K | 76 |
Ixonia Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 98% | $155K | 2,781 | 2,639 |
| Florida | 93% | $305K | 2,222 | 1,995 |
| Pennsylvania | 96% | $215K | 2,098 | 1,964 |
| Wisconsin | 97% | $265K | 1,683 | 1,606 |
| Illinois | 95% | $215K | 1,478 | 1,375 |
| Colorado | 96% | $405K | 1,227 | 1,135 |
| North Carolina | 98% | $295K | 907 | 879 |
| Indiana | 95% | $255K | 848 | 791 |
| Texas | 92% | $295K | 579 | 499 |
| Tennessee | 92% | $335K | 572 | 515 |
| Minnesota | 99% | $305K | 366 | 355 |
| Connecticut | 91% | $315K | 360 | 325 |
| Washington | 98% | $455K | 272 | 257 |
| Kentucky | 93% | $265K | 178 | 162 |
| Delaware | 89% | $305K | 176 | 147 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.