Lender profile · HMDA 2023–2025
Jams-01, Inc. mortgage approval rates & lending data
Jams-01, Inc. decided 961 mortgage applications and funded 954 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 893 / 900 | 100% | $505K | 893 |
| Investment property purchase | 100% | 29 / 29 | 100% | $215K | 29 |
Jams-01, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 99% | $515K | 747 | 743 |
| North Carolina | 100% | $375K | 126 | 126 |
| Maryland | 96% | $455K | 50 | 48 |
| District of Columbia | 100% | $505K | 21 | 21 |
| South Carolina | 100% | $495K | 8 | 8 |
| West Virginia | 86% | $315K | 7 | 6 |
| Florida | 100% | $275K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.