Lender profile · HMDA 2023–2025
Jefferson Bank mortgage approval rates & lending data
Jefferson Bank decided 1,283 mortgage applications and funded 997 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 744 / 770 | 81% | $345K | 605 |
| Home improvement loans | 85% | 45 / 53 | 89% | $95K | 40 |
| Cash-out refinance | 85% | 107 / 126 | 89% | $205K | 95 |
| Refinance | 82% | 64 / 78 | 75% | $345K | 48 |
| Investment property purchase | 94% | 171 / 181 | 87% | $205K | 149 |
| Investment refinance | 95% | 39 / 41 | 92% | $165K | 36 |
Jefferson Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $345K | 1,281 | 995 |
| New Mexico | 100% | $1.11M | 1 | 1 |
| Tennessee | 100% | $2.77M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.