Lender profile · HMDA 2023–2025
Jersey Shore mortgage approval rates & lending data
Jersey Shore decided 342 mortgage applications and funded 256 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 30 / 30 | 93% | $195K | 28 |
| Home improvement loans | 77% | 168 / 219 | 91% | $45K | 153 |
| Refinance | 92% | 73 / 79 | 90% | $75K | 66 |
Jersey Shore lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 82% | $45K | 340 | 254 |
| Florida | 100% | $345K | 1 | 1 |
| Tennessee | 100% | $355K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.