Lender profile · HMDA 2023–2025
Jonestown Bank and Trust Company of Jonestown Pennsylvania mortgage approval rates & lending data
Jonestown Bank and Trust Company of Jonestown Pennsylvania decided 470 mortgage applications and funded 380 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 141 / 150 | 95% | $205K | 134 |
| Home improvement loans | 83% | 50 / 60 | 96% | $55K | 48 |
| Cash-out refinance | 81% | 42 / 52 | 93% | $115K | 39 |
| Refinance | 82% | 28 / 34 | 96% | $85K | 27 |
| Investment property purchase | 92% | 79 / 86 | 92% | $185K | 73 |
| Investment cash-out refinance | 74% | 23 / 31 | 96% | $135K | 22 |
| Investment refinance | 72% | 34 / 47 | 85% | $135K | 29 |
Jonestown Bank and Trust Company of Jonestown Pennsylvania lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 86% | $185K | 469 | 379 |
| Delaware | 100% | $5.47M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.