Lender profile · HMDA 2023–2025
Journey Bank mortgage approval rates & lending data
Journey Bank decided 880 mortgage applications and funded 821 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 297 / 314 | 96% | $165K | 285 |
| Home improvement loans | 92% | 77 / 84 | 99% | $55K | 76 |
| Refinance | 94% | 179 / 191 | 99% | $105K | 177 |
| Investment property purchase | 100% | 210 / 211 | 98% | $125K | 206 |
| Investment refinance | 97% | 37 / 38 | 97% | $105K | 36 |
| Investment home improvement | 100% | 41 / 41 | 100% | $85K | 41 |
Journey Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 96% | $125K | 879 | 820 |
| Delaware | 100% | $135K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.