Lender profile · HMDA 2023–2025
Keesler mortgage approval rates & lending data
Keesler decided 3,714 mortgage applications and funded 2,097 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 815 / 1,088 | 100% | $215K | 812 |
| Home improvement loans | 42% | 308 / 727 | 97% | $55K | 298 |
| Cash-out refinance | 52% | 781 / 1,491 | 99% | $65K | 775 |
| Refinance | 54% | 131 / 241 | 99% | $165K | 130 |
| Investment property purchase | 57% | 30 / 53 | 100% | $125K | 30 |
| Investment cash-out refinance | 40% | 26 / 65 | 100% | $105K | 26 |
| Investment refinance | 78% | 21 / 27 | 100% | $155K | 21 |
Keesler lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 59% | $65K | 2,787 | 1,625 |
| Louisiana | 48% | $65K | 651 | 303 |
| Alabama | 61% | $215K | 218 | 133 |
| Florida | 64% | $275K | 58 | 36 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.