Lender profile · HMDA 2023–2025
Kellogg Community Credit Union mortgage approval rates & lending data
Kellogg Community Credit Union decided 1,255 mortgage applications and funded 1,230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 314 / 316 | 99% | $155K | 312 |
| Home improvement loans | 99% | 416 / 421 | 98% | $35K | 406 |
| Cash-out refinance | 98% | 49 / 50 | 100% | $135K | 49 |
| Refinance | 100% | 373 / 374 | 99% | $55K | 370 |
| Investment property purchase | 100% | 43 / 43 | 100% | $85K | 43 |
| Investment cash-out refinance | 97% | 30 / 31 | 100% | $95K | 30 |
Kellogg Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 99% | $55K | 1,255 | 1,230 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.