Lender profile · HMDA 2023–2025
KEYPOINT Credit Union mortgage approval rates & lending data
KEYPOINT Credit Union decided 619 mortgage applications and funded 548 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 100 / 102 | 93% | $595K | 93 |
| Home improvement loans | 87% | 226 / 260 | 100% | $155K | 226 |
| Cash-out refinance | 92% | 100 / 109 | 98% | $225K | 98 |
| Refinance | 88% | 35 / 40 | 94% | $405K | 33 |
| Investment property purchase | 100% | 73 / 73 | 93% | $215K | 68 |
KEYPOINT Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $225K | 524 | 464 |
| Texas | 90% | $125K | 20 | 16 |
| Missouri | 100% | $215K | 15 | 15 |
| South Carolina | 100% | $185K | 10 | 10 |
| Tennessee | 100% | $115K | 8 | 8 |
| Arizona | 100% | $285K | 6 | 6 |
| Florida | 83% | $205K | 6 | 5 |
| Nevada | 75% | $55K | 4 | 2 |
| Georgia | 67% | $345K | 3 | 2 |
| Illinois | 67% | $205K | 3 | 2 |
| Oklahoma | 100% | $175K | 3 | 3 |
| Oregon | 100% | $275K | 3 | 3 |
| Arkansas | 50% | $125K | 2 | 1 |
| Colorado | 100% | $105K | 2 | 2 |
| Connecticut | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.