Lender profile · HMDA 2023–2025
KITSAP Credit Union mortgage approval rates & lending data
KITSAP Credit Union decided 1,974 mortgage applications and funded 1,337 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 161 / 206 | 84% | $275K | 135 |
| Home improvement loans | 76% | 905 / 1,189 | 83% | $65K | 755 |
| Refinance | 92% | 446 / 483 | 92% | $105K | 412 |
| Investment home improvement | 43% | 20 / 47 | 90% | $75K | 18 |
KITSAP Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 79% | $65K | 1,971 | 1,336 |
| Arizona | 100% | $245K | 1 | 1 |
| Oregon | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.