Lender profile · HMDA 2023–2025
Lake Forest Bank & Trust Company, National Association mortgage approval rates & lending data
Lake Forest Bank & Trust Company, National Association decided 270 mortgage applications and funded 257 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 158 / 166 | 99% | $855K | 157 |
| Refinance | 94% | 34 / 36 | 100% | $935K | 34 |
| Investment property purchase | 95% | 39 / 41 | 100% | $315K | 39 |
Lake Forest Bank & Trust Company, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $845K | 119 | 114 |
| California | 95% | $1.20M | 61 | 57 |
| Florida | 96% | $1.21M | 45 | 43 |
| Minnesota | 100% | $765K | 10 | 10 |
| Arizona | 100% | $935K | 9 | 9 |
| Montana | 100% | $855K | 7 | 7 |
| Iowa | 33% | $945K | 3 | 1 |
| North Carolina | 100% | $1.47M | 3 | 3 |
| Indiana | 100% | $365K | 2 | 2 |
| Michigan | 100% | $415K | 2 | 2 |
| Virginia | 100% | $1.39M | 2 | 2 |
| Washington | 100% | $905K | 2 | 2 |
| Colorado | 100% | $1.95M | 1 | 1 |
| Massachusetts | 100% | $2.50M | 1 | 1 |
| Nebraska | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.