Lender profile · HMDA 2023–2025
Lake Trust Credit Union mortgage approval rates & lending data
Lake Trust Credit Union decided 1,433 mortgage applications and funded 763 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 54% | 572 / 1,053 | 97% | $45K | 553 |
| Cash-out refinance | 63% | 159 / 252 | 97% | $75K | 155 |
| Refinance | 44% | 51 / 116 | 100% | $45K | 51 |
Lake Trust Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 55% | $45K | 1,433 | 763 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.