Lender profile · HMDA 2023–2025
Legacy Community Federal Credit Union mortgage approval rates & lending data
Legacy Community Federal Credit Union decided 269 mortgage applications and funded 189 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 111 / 118 | 72% | $295K | 80 |
| Home improvement loans | 100% | 42 / 42 | 95% | $55K | 40 |
| Cash-out refinance | 82% | 56 / 68 | 86% | $105K | 48 |
Legacy Community Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 86% | $165K | 269 | 189 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.