Lender profile · HMDA 2023–2025
Legacy Home Loans, LLC mortgage approval rates & lending data
Legacy Home Loans, LLC decided 3,300 mortgage applications and funded 3,225 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,755 / 2,801 | 100% | $425K | 2,748 |
| Cash-out refinance | 95% | 75 / 79 | 100% | $385K | 75 |
| Refinance | 97% | 184 / 189 | 99% | $445K | 183 |
| Investment property purchase | 96% | 177 / 185 | 99% | $295K | 175 |
| Investment cash-out refinance | 92% | 23 / 25 | 100% | $225K | 23 |
Legacy Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 98% | $425K | 3,255 | 3,181 |
| Florida | 92% | $305K | 13 | 12 |
| Texas | 100% | $405K | 13 | 13 |
| Alabama | 100% | $305K | 9 | 9 |
| Kentucky | 100% | $275K | 4 | 4 |
| North Carolina | 100% | $345K | 4 | 4 |
| Georgia | 100% | $795K | 1 | 1 |
| South Carolina | 100% | $455K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.