Lender profile · HMDA 2023–2025
Liberty Bank and Trust Company mortgage approval rates & lending data
Liberty Bank and Trust Company decided 687 mortgage applications and funded 464 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 318 / 443 | 99% | $165K | 316 |
| Cash-out refinance | 59% | 63 / 106 | 98% | $155K | 62 |
| Investment property purchase | 71% | 37 / 52 | 97% | $185K | 36 |
| Investment cash-out refinance | 42% | 14 / 33 | 100% | $115K | 14 |
Liberty Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 70% | $145K | 337 | 235 |
| Illinois | 77% | $245K | 88 | 66 |
| Mississippi | 66% | $195K | 85 | 56 |
| Michigan | 84% | $135K | 37 | 30 |
| Texas | 62% | $405K | 26 | 16 |
| Georgia | 52% | $305K | 21 | 11 |
| Tennessee | 41% | $115K | 17 | 7 |
| Missouri | 27% | $115K | 15 | 4 |
| Indiana | 83% | $215K | 12 | 10 |
| Alabama | 70% | $55K | 10 | 7 |
| California | 50% | $1.19M | 10 | 5 |
| Kentucky | 67% | $145K | 6 | 4 |
| Florida | 50% | $305K | 4 | 2 |
| Maryland | 67% | $365K | 3 | 2 |
| North Carolina | 100% | $305K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.