Lender profile · HMDA 2023–2025
Liberty Bay Credit Union mortgage approval rates & lending data
Liberty Bay Credit Union decided 418 mortgage applications and funded 376 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 154 / 161 | 97% | $515K | 150 |
| Home improvement loans | 94% | 102 / 109 | 96% | $55K | 98 |
| Cash-out refinance | 90% | 60 / 67 | 95% | $155K | 57 |
| Refinance | 91% | 59 / 65 | 98% | $145K | 58 |
Liberty Bay Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $155K | 406 | 366 |
| New Hampshire | 100% | $285K | 8 | 8 |
| Rhode Island | 50% | $15K | 2 | 1 |
| Maine | 100% | $75K | 1 | 1 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.