Lender profile · HMDA 2023–2025
Lighthouse Federal Credit Union mortgage approval rates & lending data
Lighthouse Federal Credit Union decided 3,584 mortgage applications and funded 2,156 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 344 / 499 | 79% | $335K | 272 |
| Home improvement loans | 65% | 1,436 / 2,213 | 92% | $65K | 1,322 |
| Cash-out refinance | 74% | 483 / 655 | 90% | $115K | 434 |
| Refinance | 66% | 99 / 149 | 85% | $75K | 84 |
| Investment property purchase | 83% | 35 / 42 | 94% | $425K | 33 |
Lighthouse Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 68% | $75K | 2,179 | 1,315 |
| Maine | 68% | $65K | 1,340 | 829 |
| Massachusetts | 38% | $105K | 42 | 12 |
| Florida | 0% | — | 5 | 0 |
| New York | 0% | — | 3 | 0 |
| North Carolina | 0% | — | 2 | 0 |
| Alabama | 0% | — | 1 | 0 |
| Connecticut | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Hawaii | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| Nebraska | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.