Lender profile · HMDA 2023–2025
Loan Simple, Inc. mortgage approval rates & lending data
Loan Simple, Inc. decided 3,628 mortgage applications and funded 3,336 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 3,039 / 3,304 | 100% | $355K | 3,038 |
| Refinance | 92% | 259 / 281 | 100% | $315K | 259 |
| Investment property purchase | 92% | 33 / 36 | 100% | $255K | 33 |
Loan Simple, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 95% | $405K | 1,621 | 1,537 |
| Texas | 90% | $285K | 468 | 420 |
| Florida | 88% | $285K | 323 | 283 |
| Georgia | 83% | $265K | 191 | 159 |
| Arizona | 93% | $335K | 179 | 167 |
| North Carolina | 90% | $275K | 133 | 120 |
| Washington | 91% | $395K | 104 | 95 |
| Indiana | 90% | $215K | 92 | 83 |
| Oregon | 91% | $365K | 82 | 75 |
| Virginia | 86% | $315K | 76 | 65 |
| New Mexico | 90% | $295K | 62 | 56 |
| South Carolina | 91% | $235K | 56 | 51 |
| Alabama | 94% | $215K | 53 | 50 |
| California | 98% | $395K | 48 | 47 |
| Minnesota | 91% | $275K | 32 | 29 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.