Lender profile · HMDA 2023–2025
Loansteady LLC mortgage approval rates & lending data
Loansteady LLC decided 1,546 mortgage applications and funded 1,366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,193 / 1,226 | 92% | $345K | 1,100 |
| Cash-out refinance | 88% | 45 / 51 | 84% | $305K | 38 |
| Refinance | 98% | 118 / 120 | 91% | $535K | 107 |
| Investment property purchase | 98% | 117 / 120 | 86% | $245K | 101 |
Loansteady LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 99% | $315K | 409 | 370 |
| Louisiana | 98% | $345K | 372 | 332 |
| Virginia | 99% | $605K | 155 | 142 |
| District of Columbia | 96% | $515K | 152 | 135 |
| Maryland | 98% | $435K | 115 | 103 |
| Georgia | 94% | $355K | 72 | 61 |
| Florida | 96% | $375K | 70 | 60 |
| Mississippi | 93% | $245K | 27 | 25 |
| Texas | 88% | $295K | 25 | 21 |
| Pennsylvania | 83% | $325K | 23 | 15 |
| Illinois | 94% | $355K | 18 | 17 |
| California | 75% | $545K | 16 | 11 |
| South Carolina | 88% | $375K | 16 | 14 |
| Ohio | 93% | $265K | 14 | 10 |
| Tennessee | 92% | $365K | 12 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.