Lender profile · HMDA 2023–2025
Lone Star National Bank mortgage approval rates & lending data
Lone Star National Bank decided 888 mortgage applications and funded 585 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 277 / 338 | 99% | $335K | 273 |
| Cash-out refinance | 28% | 63 / 222 | 87% | $125K | 55 |
| Refinance | 51% | 41 / 80 | 98% | $275K | 40 |
| Investment property purchase | 96% | 170 / 177 | 99% | $175K | 169 |
| Investment cash-out refinance | 50% | 17 / 34 | 100% | $145K | 17 |
| Investment refinance | 84% | 21 / 25 | 95% | $195K | 20 |
Lone Star National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 68% | $275K | 886 | 584 |
| California | 100% | $2.54M | 1 | 1 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.