Lender profile · HMDA 2023–2025
Macatawa Bank, National Association mortgage approval rates & lending data
Macatawa Bank, National Association decided 886 mortgage applications and funded 751 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 278 / 287 | 99% | $295K | 275 |
| Home improvement loans | 70% | 155 / 220 | 100% | $105K | 155 |
| Cash-out refinance | 84% | 53 / 63 | 100% | $195K | 53 |
| Refinance | 86% | 243 / 283 | 99% | $105K | 240 |
Macatawa Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 85% | $105K | 879 | 744 |
| Wisconsin | 100% | $715K | 3 | 3 |
| California | 100% | $925K | 2 | 2 |
| Georgia | 100% | $1.04M | 1 | 1 |
| Illinois | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.