Lender profile · HMDA 2023–2025
Mazuma Credit Union mortgage approval rates & lending data
Mazuma Credit Union decided 656 mortgage applications and funded 524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 257 / 274 | 99% | $235K | 254 |
| Home improvement loans | 76% | 113 / 149 | 100% | $65K | 113 |
| Cash-out refinance | 69% | 99 / 144 | 99% | $175K | 98 |
| Refinance | 74% | 37 / 50 | 97% | $245K | 36 |
| Investment cash-out refinance | 60% | 15 / 25 | 80% | $135K | 12 |
Mazuma Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 80% | $235K | 515 | 406 |
| Kansas | 86% | $355K | 125 | 105 |
| Florida | 100% | $585K | 3 | 3 |
| Ohio | 100% | $55K | 3 | 3 |
| Texas | 67% | $265K | 3 | 2 |
| North Carolina | 100% | $255K | 2 | 2 |
| Tennessee | 50% | $145K | 2 | 1 |
| Arkansas | 100% | $165K | 1 | 1 |
| Nebraska | 0% | — | 1 | 0 |
| Wisconsin | 100% | $125K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.