Lender profile · HMDA 2023–2025
Mega Capital Funding, Inc. mortgage approval rates & lending data
Mega Capital Funding, Inc. decided 6,594 mortgage applications and funded 6,320 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 4,851 / 4,865 | 97% | $455K | 4,684 |
| Cash-out refinance | 100% | 642 / 644 | 95% | $355K | 613 |
| Refinance | 100% | 487 / 487 | 93% | $495K | 453 |
| Investment property purchase | 100% | 371 / 371 | 96% | $345K | 357 |
| Investment cash-out refinance | 99% | 170 / 171 | 95% | $315K | 162 |
| Investment refinance | 100% | 56 / 56 | 91% | $475K | 51 |
Mega Capital Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $645K | 1,754 | 1,693 |
| Florida | 100% | $395K | 1,606 | 1,550 |
| Texas | 100% | $445K | 1,130 | 1,104 |
| Illinois | 100% | $305K | 304 | 230 |
| New Jersey | 100% | $495K | 237 | 223 |
| Massachusetts | 99% | $535K | 159 | 154 |
| Colorado | 98% | $545K | 132 | 128 |
| Arizona | 100% | $425K | 123 | 118 |
| Alabama | 100% | $265K | 120 | 119 |
| Oregon | 99% | $415K | 117 | 115 |
| Nevada | 100% | $465K | 99 | 99 |
| Georgia | 100% | $365K | 93 | 90 |
| Utah | 100% | $455K | 88 | 86 |
| Tennessee | 99% | $435K | 83 | 76 |
| Washington | 99% | $525K | 78 | 76 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.