Lender profile · HMDA 2023–2025
Members Choice mortgage approval rates & lending data
Members Choice decided 597 mortgage applications and funded 439 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 118 / 126 | 100% | $315K | 118 |
| Cash-out refinance | 70% | 289 / 410 | 98% | $95K | 282 |
| Investment property purchase | 79% | 23 / 29 | 100% | $215K | 23 |
Members Choice lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.