Lender profile · HMDA 2023–2025
Merck Sharp & Dohme Federal Credit Union mortgage approval rates & lending data
Merck Sharp & Dohme Federal Credit Union decided 1,159 mortgage applications and funded 1,122 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 78 / 79 | 91% | $305K | 71 |
| Home improvement loans | 98% | 625 / 636 | 100% | $75K | 625 |
| Refinance | 97% | 378 / 388 | 100% | $105K | 378 |
Merck Sharp & Dohme Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $75K | 1,098 | 1,065 |
| New Jersey | 94% | $195K | 49 | 46 |
| North Carolina | 100% | $75K | 4 | 3 |
| Delaware | 100% | $335K | 3 | 3 |
| Florida | 100% | $335K | 3 | 3 |
| Illinois | 100% | $165K | 1 | 1 |
| South Carolina | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.