Lender profile · HMDA 2023–2025
Merrimack County Savings Bank mortgage approval rates & lending data
Merrimack County Savings Bank decided 616 mortgage applications and funded 500 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 354 / 416 | 100% | $385K | 354 |
| Home improvement loans | 66% | 27 / 41 | 100% | $75K | 27 |
| Cash-out refinance | 70% | 31 / 44 | 100% | $175K | 31 |
| Refinance | 72% | 33 / 46 | 100% | $325K | 33 |
| Investment property purchase | 86% | 43 / 50 | 95% | $225K | 41 |
Merrimack County Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 81% | $385K | 598 | 485 |
| Maine | 86% | $675K | 14 | 12 |
| Massachusetts | 75% | $515K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.