Lender profile · HMDA 2023–2025
Mid American Credit Union mortgage approval rates & lending data
Mid American Credit Union decided 300 mortgage applications and funded 269 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 88 / 107 | 99% | $215K | 87 |
| Home improvement loans | 97% | 129 / 133 | 100% | $45K | 129 |
| Cash-out refinance | 88% | 46 / 52 | 100% | $55K | 46 |
Mid American Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 91% | $45K | 289 | 261 |
| Missouri | 67% | $35K | 9 | 6 |
| Nebraska | 100% | $375K | 1 | 1 |
| Oklahoma | 100% | $595K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.