Lender profile · HMDA 2023–2025
Mid-Continent Funding, Inc. mortgage approval rates & lending data
Mid-Continent Funding, Inc. decided 2,302 mortgage applications and funded 1,848 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,435 / 1,557 | 91% | $295K | 1,312 |
| Cash-out refinance | 88% | 422 / 480 | 84% | $235K | 356 |
| Refinance | 96% | 237 / 248 | 70% | $325K | 167 |
Mid-Continent Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $305K | 717 | 549 |
| North Carolina | 95% | $235K | 296 | 255 |
| Texas | 93% | $315K | 260 | 209 |
| Georgia | 93% | $305K | 161 | 134 |
| Missouri | 95% | $235K | 115 | 101 |
| Pennsylvania | 92% | $235K | 109 | 89 |
| Virginia | 95% | $335K | 103 | 83 |
| South Carolina | 92% | $295K | 96 | 74 |
| Alabama | 87% | $245K | 68 | 54 |
| Indiana | 85% | $225K | 55 | 42 |
| Tennessee | 96% | $305K | 47 | 41 |
| Illinois | 88% | $255K | 43 | 29 |
| Maryland | 100% | $415K | 32 | 31 |
| Colorado | 100% | $355K | 31 | 26 |
| Washington | 96% | $505K | 27 | 26 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.