Lender profile · HMDA 2023–2025
Mid Oregon Federal Credit Union mortgage approval rates & lending data
Mid Oregon Federal Credit Union decided 777 mortgage applications and funded 694 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 40 / 44 | 98% | $355K | 39 |
| Home improvement loans | 92% | 560 / 609 | 100% | $105K | 559 |
| Cash-out refinance | 76% | 31 / 41 | 94% | $255K | 29 |
| Refinance | 80% | 44 / 55 | 100% | $155K | 44 |
Mid Oregon Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 90% | $105K | 777 | 694 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.