Lender profile · HMDA 2023–2025
Middlesex Savings Bank mortgage approval rates & lending data
Middlesex Savings Bank decided 2,507 mortgage applications and funded 2,200 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 578 / 623 | 99% | $505K | 571 |
| Home improvement loans | 88% | 935 / 1,064 | 97% | $135K | 905 |
| Cash-out refinance | 86% | 31 / 36 | 94% | $485K | 29 |
| Refinance | 88% | 522 / 595 | 99% | $205K | 518 |
| Investment property purchase | 96% | 121 / 126 | 98% | $485K | 119 |
| Investment refinance | 92% | 44 / 48 | 100% | $415K | 44 |
Middlesex Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 90% | $205K | 2,504 | 2,197 |
| Rhode Island | 100% | $225K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.