Lender profile · HMDA 2023–2025
Montgomery Bank mortgage approval rates & lending data
Montgomery Bank decided 278 mortgage applications and funded 245 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 133 / 143 | 100% | $135K | 133 |
| Home improvement loans | 88% | 29 / 33 | 90% | $45K | 26 |
| Refinance | 84% | 27 / 32 | 96% | $85K | 26 |
| Investment property purchase | 97% | 35 / 36 | 97% | $205K | 34 |
Montgomery Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 90% | $135K | 230 | 201 |
| Illinois | 90% | $65K | 20 | 18 |
| Florida | 100% | $415K | 8 | 8 |
| Texas | 100% | $225K | 5 | 4 |
| Arkansas | 100% | $145K | 4 | 4 |
| South Carolina | 100% | $1M | 3 | 3 |
| North Carolina | 100% | $155K | 2 | 2 |
| Tennessee | 50% | $105K | 2 | 1 |
| Alabama | 100% | $325K | 1 | 1 |
| Indiana | 100% | $725K | 1 | 1 |
| Mississippi | 100% | $165K | 1 | 1 |
| Wisconsin | 100% | $65K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.