Lender profile · HMDA 2023–2025
Mortgage Assurance, Inc. mortgage approval rates & lending data
Mortgage Assurance, Inc. decided 1,940 mortgage applications and funded 1,859 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,498 / 1,517 | 97% | $385K | 1,454 |
| Cash-out refinance | 98% | 160 / 164 | 98% | $315K | 157 |
| Refinance | 100% | 153 / 153 | 99% | $345K | 151 |
| Investment property purchase | 96% | 85 / 89 | 96% | $255K | 82 |
Mortgage Assurance, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 98% | $395K | 1,119 | 1,086 |
| South Carolina | 100% | $375K | 221 | 210 |
| North Carolina | 99% | $335K | 177 | 168 |
| Florida | 100% | $325K | 100 | 95 |
| Illinois | 94% | $285K | 96 | 81 |
| Indiana | 100% | $275K | 80 | 80 |
| Arkansas | 100% | $445K | 43 | 43 |
| New Hampshire | 96% | $385K | 23 | 22 |
| Tennessee | 100% | $285K | 16 | 12 |
| Virginia | 100% | $405K | 14 | 14 |
| Colorado | 100% | $445K | 13 | 13 |
| Maine | 100% | $315K | 8 | 8 |
| Michigan | 83% | $245K | 6 | 5 |
| Connecticut | 100% | $205K | 5 | 5 |
| Maryland | 100% | $485K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.