Lender profile · HMDA 2023–2025
Mountain West Financial, Inc. mortgage approval rates & lending data
Mountain West Financial, Inc. decided 922 mortgage applications and funded 754 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 701 / 751 | 88% | $385K | 618 |
| Cash-out refinance | 93% | 78 / 84 | 86% | $255K | 67 |
| Investment property purchase | 92% | 37 / 40 | 86% | $255K | 32 |
Mountain West Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $385K | 659 | 541 |
| Arizona | 91% | $255K | 76 | 62 |
| Colorado | 94% | $425K | 51 | 42 |
| Texas | 95% | $195K | 42 | 34 |
| Oregon | 93% | $345K | 29 | 23 |
| Washington | 83% | $395K | 29 | 22 |
| Nevada | 86% | $235K | 28 | 23 |
| North Carolina | 100% | $85K | 3 | 3 |
| Oklahoma | 100% | $185K | 2 | 2 |
| Minnesota | 0% | — | 1 | 0 |
| New Mexico | 100% | $395K | 1 | 1 |
| Utah | 100% | $315K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.