Lender profile · HMDA 2023–2025
Municipal Trust and Savings Bank mortgage approval rates & lending data
Municipal Trust and Savings Bank decided 389 mortgage applications and funded 360 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 188 / 196 | 99% | $185K | 186 |
| Home improvement loans | 96% | 27 / 28 | 100% | $45K | 27 |
| Refinance | 93% | 57 / 61 | 96% | $105K | 55 |
| Investment property purchase | 98% | 62 / 63 | 98% | $125K | 61 |
Municipal Trust and Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $185K | 372 | 343 |
| Indiana | 100% | $285K | 7 | 7 |
| Florida | 100% | $235K | 6 | 6 |
| Arizona | 100% | $325K | 1 | 1 |
| California | 100% | $1.28M | 1 | 1 |
| North Carolina | 100% | $665K | 1 | 1 |
| Tennessee | 100% | $865K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.