Lender profile · HMDA 2023–2025
Mypoint Credit Union mortgage approval rates & lending data
Mypoint Credit Union decided 1,102 mortgage applications and funded 727 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 39 / 43 | 100% | $705K | 39 |
| Cash-out refinance | 66% | 610 / 920 | 100% | $165K | 608 |
| Refinance | 59% | 48 / 82 | 98% | $645K | 47 |
| Investment cash-out refinance | 57% | 24 / 42 | 100% | $105K | 24 |
Mypoint Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 66% | $165K | 1,101 | 727 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.