Lender profile · HMDA 2023–2025
Nations Lending Corporation mortgage approval rates & lending data
Nations Lending Corporation decided 18,494 mortgage applications and funded 15,552 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 12,361 / 12,726 | 91% | $275K | 11,190 |
| Cash-out refinance | 84% | 2,678 / 3,193 | 83% | $225K | 2,212 |
| Refinance | 95% | 1,395 / 1,462 | 90% | $285K | 1,251 |
| Investment property purchase | 96% | 782 / 814 | 86% | $215K | 673 |
| Investment cash-out refinance | 95% | 210 / 221 | 78% | $195K | 164 |
| Investment refinance | 88% | 69 / 78 | 90% | $135K | 62 |
Nations Lending Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 98% | $465K | 2,048 | 1,649 |
| Texas | 98% | $265K | 1,917 | 1,711 |
| Ohio | 95% | $195K | 1,720 | 1,505 |
| Wisconsin | 97% | $245K | 1,644 | 1,509 |
| Illinois | 94% | $265K | 1,132 | 950 |
| Florida | 89% | $245K | 988 | 732 |
| California | 96% | $475K | 914 | 757 |
| New Jersey | 93% | $415K | 829 | 667 |
| Missouri | 97% | $275K | 623 | 551 |
| Nevada | 96% | $365K | 557 | 490 |
| Indiana | 95% | $235K | 493 | 415 |
| Oregon | 98% | $355K | 472 | 406 |
| Mississippi | 98% | $275K | 455 | 420 |
| New Mexico | 97% | $475K | 427 | 368 |
| North Carolina | 88% | $215K | 354 | 273 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.